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Flexi Business

Learn more about Flexi Business

Advantages of the Flexi Business Overdraft

The Flexi Business overdraft loan for businesses will allow you to draw an amount from CZK 40,000 to CZK 1,500,000 on your account, without putting up real property as collateral.

Simply rely on a financial reserve, in the event of a fluctuation in your company’s operating funds.

  • You don’t pay a fee for a loan request or for the provision of the loan
  • We will tell you your current line of credit within 20 minutes, and you can have the money within 48 hours
  • You only pay interest on the part of the credit actually drawn
  • The repayment term is 12 months, with an automatic extension if the agreed conditions are met *
  • The loan can be increased, paid up, or terminated at any time

And furthermore, the Flexi Business loan will grow automatically with your company.

The maximum amount of the Flexi Business loan depends on your company’s financial results. The current amount of the loan is changed automatically once every 3 months, on the basis of verified payments arriving in your current account.

The Mini Flexi Business Loan

Have you only been in business for a short period of time, and don’t have a tax return to present?

TipThe Mini Flexi Business small overdraft facility for businesses will allow you to overdraw your current account by any amount from CZK 10,000 to CZK 100,000, without having to present a tax return and without providing real property as collateral.

A Flexible Reserve

The Flexi Business loan is intended for:

  • Natural persons who are acting in the capacity of sole proprietors (NPSP) and associations of NPSP (the loan is secured by your own bill of exchange without your spouse’s aval.; you do not have to present this if you are presenting two tax returns and are requesting a loan of up to CZK 400,000)
  • Legal entities: limited-liability companies and general partnerships (security in the form of the company’s own bill of exchange with an aval. of the partners) and for agricultural cooperatives (without security)

Borrow from Us for Your Business

Applying for a Flexi Business is easy:

Leave us your contact information and our telephone banker will call you back at no cost and help you.

Request a free call

* In at least every 180 days has your current account with Flexi Business to be in positive balance at least for one day.