Before You Visit GE Money
Before you contact us, please have answers prepared to the following questions:
- For what do I wish to use the mortgage?
- What do I wish to finance with the mortgage?
- How high is the expected investment into the property?
- What mortgage amount do I want?
- Who will be making the mortgage application?
Meeting with a Mortgage Banker
mortgage is negotiated in person, with a mortgage banker:
- Request a call from us and our mortgage banker will call you back at no charge and agree on a date for a personal meeting.
- Selection of the appropriate product
- At the meeting, you will find out how much we will loan you and subject to what conditions
- Bring with you proof of your income (need not be confirmed), on the basis of which the mortgage banker will asses your credit-worthiness and evaluate your situation; together, you will choose the product that is most suitable for you
- Subsequently, you can enter into a contractual relationship with the vendor (agreement on a future purchase agreement, contract for work, etc.) and order a property valuation together with the mortgage banker
- Completing a mortgage application
- At your meeting, you will submit all of the documents required for the approval of the mortgage, on which you agreed with the mortgage banker
- The mortgage banker will check whether the information you are documenting is in order and will give you a confirmation of the receipt of the documents
- Signing the contractual documentation
- Following the approval of the loan, your mortgage banker will go through the draft contractual documentation with you and you can sign your mortgage agreement
- You will also agree on the steps to take in drawing down the mortgage
- Mortgage draw-down
- Your mortgage banker will help you prepare the documents required to draw your mortgage in line with the conditions of your mortgage agreement, and you will send them for disbursement together
