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Genius Gold Account

Details

Genius Gold Account Benefits

Open the Genius Gold Account, designed for more discerning clients, who will appreciate its advantages, such as:

  • Advantageous interest rate of 1.1 % p. a.
  • Rewards of up to 5 % for card payments made in the bene+ partners network and rewards of 0.5 % for card payments made anywhere else
  • You have the ability to keep a watch over the transactions in your account (SMS Service and/or direct banking)
  • You get a free account administration with a balance of CZK 1,000,000 or more on you account on 20th day of a month. With a lower balance on that day, the price of account maintenance is CZK 499 for that particular month.

With the account, you get the following services free of charge:

  • One MasterCard Gold payment card
  • One Maestro or MasterCard payment card
  • A card designed for Internet purchases
  • All incoming payments
  • All transactions executed electronically
  • 1 cash deposit at a point of sale
  • All withdrawals from GE Money Bank ATMs
  • Direct banking services – Internet Bank, Mobile Bank, Telephone Bank
  • 50 SMS free with our SMS service
  • Monthly statements by post or electronic e-Statement
  • Establishment and maintenance of the Flexikredit overdraft facility allowing you to have a debit in your account

TipUse your Genius Active or Genius Active Gold Account and reduce your monthly mortgage payment by 0.5 % of the interest rate.

How Much Can You Make with the Genius Gold Account?

Average monthly balance Monthly account administration Interest rate (p. a.) Annual yield before tax
CZK 500 000 CZK 499 1.1 % CZK 5 500
CZK 1 000 000 CZK 0 1.1 % CZK 11 000
CZK 3 000 000 CZK 0 1.1 % CZK 33 000
CZK 5 000 000 CZK 0 1.1 % CZK 55 000
CZK 10 000 000 CZK 0 1.1 % CZK 110 000
What Benefits Does a Gold Payment Card Offer You?

  • The prestigious gold embossed MasterCard Gold card is designed for cashless payments for goods and services and cash withdrawals, not only from ATMs in the Czech Republic, but also abroad
  • The embossed script on the payment card significantly expands the options of its use; in the Czech Republic, MasterCard Gold payment cards are accepted in over 50,000 shops and 3,000 ATMs, and worldwide in more than 25 million shops and nearly 1 million ATMs

With the MasterCard Gold payment card, you get the following services free of charge:

  • The MasterCard Global Service
  • D.A.S. Legal Protection Insurance
  • Program Priority Pass

Open an Account with Us

Leave us your contact information and our telephone banker will call you back at no cost and help you save on fees.

You can also open a current account without waiting at any GE Money Bank branch.

Request a free call   Book time at GE Money Bank branch

Do you want to switch banks? We will help you!

Our personal bankers will do everything to ensure a smooth conversion of your present account into an account maintained with GE Money Bank, including the setting up of standing orders, direct debits, collections,
a payment card, etc.

More about how to switch bank to GE Money