ACCOUNTS SAVINGS CARDS LOANS MORTGAGES CAR FINANCING INVESTMENTS

Current Accounts

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Don’t Pay a Crown Extra!

If you don’t want to needlessly pay for ATM withdrawals, every payment transaction, or for using direct banking and other services, open the Genius Active Account.


Basic overview of fees and services

Genius Optimal Account

Genius Active Account

Genius Gold Account
Account administration monthly fee 199 CZK 129 CZK 499 CZK
Interest rate (p. a.) 0.01 % 0.01 % 1.10 %
Saving Account Optimal
with advantaged interest rate
no no
Saving Account Gold
with advantaged interest rate
no no
Saving Account Genius II no
Prestigious gold card MasterCard Gold
Prestigious silver card MasterCard Silver no no
eStatement
Internet Banking
Benefit program bene+
Reducing interest rates on mortgages 0.30 % 0.50 % 0.70 %
Conditions for Obtaining Account
Více Více Více


More discerning clients, who appreciate the advantages of a gold credit card and an advantageous interest rate should consider the Genius Gold Account.

Furthermore, with Genius Active, Genius Optimal or Genius Gold account you will get rewards of up to 5 % by card payments made in the bene+ partners network. Above that with your Genius Gold Account you can obtain up to 10% reward by card payments execute on gold bene+ partners.

TipWith the Genius Active Account, we give you a guaranteed refund of all maintenance fees for your account, should you be unsatisfied during the initial 6-month period. *

With Current Account Genius Optimal, you will automatically receive Saving Account Optimal with advantaged interest rate.

For detailed information about fees and services see the List of Tariffs.
For clients with straightforward needs and with selected products, we also offer a basic current account.

Open an Account with Us

Leave us your contact information and our telephone banker will call you back at no cost and help you save on fees.

You can also open a current account without waiting at any GE Money Bank branch.

Request a free call   Book time at GE Money Bank branch

Do you want to switch banks? We will help you!

Our personal bankers will do everything to ensure a smooth conversion of your present account into an account maintained with GE Money Bank, including the setting up of standing orders, direct debits, collections,
a payment card, etc.

More about how to switch bank to GE Money

* A client can only request the refund of fees for the maintenance of a Genius Active Account once. The fee refund is conditional upon the closing down of the account. The fees will be refunded as of the day of its closing. The account must not have a negative balance.